From 10.99% p.a.
EV 2 Wheeler Loan
Make the switch to electric mobility with flexible financing for your EV two-wheeler. Simple loan s…
Know More
RBI Registered NBFC
Loans Designed for
Real India.
Affordable, transparent loans for EV owners, micro entrepreneurs, and small businesses across Uttar Pradesh — with field officers at your doorstep.
24hr Approval
From 10.99% p.a.
10,000+ Borrowers
No Hidden Charges
Our Products
Explore All Loan Products
Choose the right loan for your needs — transparent rates, minimal documentation, fast approvals.
From 10.99% p.a.
Three Wheelers Loan
Finance your electric three-wheeler and keep your livelihood moving. Flexible solutions for drivers…
Know More
From 10.99% p.a.
Battery (Li-ion) Loan
Know More
From 10.99% p.a.
Consumer Durable Loan
Make essential purchases more affordable with flexible financing for everyday consumer durables, de…
Know More
From 10.99% p.a.
Short Term Personal Loan
Access convenient financing for short-term personal needs with a simple and transparent loan experi…
Know More
From 10.99% p.a.
Micro Enterprise Loan
Get the financial support you need to start, sustain or grow your small business with financing des…
Know More
Simple Process
How It Works
From application to approval — fast, paperless, transparent.
01
Choose Your Loan
Browse our loan products and select the one that fits your business or personal need.
02
Submit Documents
Upload Aadhaar and PAN — our field officer will assist you at your doorstep if needed.
03
Get Approved
Receive approval within 24 hours. Funds disbursed directly to your account.
EMI Calculator
Plan Your Monthly Payments Before You Apply
Drag the sliders — results update live. No form submission, no login, no data collected.
Live Updates
EMI recalculates instantly as you move the sliderPrincipal vs Interest Breakdown
Visual pie chart — see exactly where your money goesMobile Friendly
Smooth touch sliders — works on any deviceZero Data Required
No login or personal details — completely anonymous
EMI Calculator
Live
₹50,000
₹
₹50,000
₹50,00,000
10.99%
% p.a.
9%
35%
12 Months
Months
12 Mo
60 Mo
Your Monthly EMI
—
Total Interest
—
Total Payable
—
Interest
—
Principal
Interest
FAQ
Frequently Asked Questions
Everything you need to know before you apply.
Who is eligible for a V-Pay Finance loan?
Any Indian citizen aged 18 or above with a stable income source can apply.
Salaried employees, self-employed individuals, EV operators, and micro-business
owners are all eligible subject to credit assessment.
What documents do I need to apply?
Standard KYC: Aadhaar card, PAN card, address proof, and income proof
(6-month bank statements, salary slips, or ITR). Our field officers guide
you through the full list during the application visit.
How quickly will my loan be approved?
Standard applications are reviewed within 24–72 hours of document submission.
Fast-track processing is available for qualifying applicants. You receive a decision
by phone and email.
Are there any hidden charges or fees?
None. All processing fees, interest rates, and prepayment charges are disclosed
in writing before you sign the loan agreement.
What you see in the loan offer is exactly what you pay — no surprises.
Can I repay early or make part-payments?
Part-prepayments carry no penalty. Foreclosure charges may apply for full early
repayment — the exact amount is disclosed in your loan agreement before signing.
Get Approved Within 24 Hours.
Join 10,000+ borrowers across Uttar Pradesh who chose V-Pay Finance for fast, transparent, and affordable credit. Apply today.
RBI Registered NBFC
Zero Hidden Charges
4.8★ Rated
24-Hour Approval
RBI Registered NBFC — M/s Siddhi Traders Pvt Ltd
All charges disclosed before disbursement
DPDP Act Compliant — data privacy protected
Interest rates starts from 10.99% p.a.